Self-employed coverage

You run
your business.
Let’s look after you.

Being your own boss shouldn’t mean figuring out health insurance entirely on your own.

For independent people.Freelancers, independent contractors, and people working for themselves — this is a place to start a personal health coverage conversation.

Client calls. Estimates. Invoices.
Your own coverage can get pushed down the list.

I’ll help you give it some attention. We can talk about your current situation, the people in your household who need coverage, and the options available where you live.

This is guidance about individual and family health coverage. If you’re looking for insurance for employees, say so up front — that’s a different conversation, and we’ll clarify whether I can help.

Tell me a little about your situation

A useful starting point

Make space for
three questions.

Who needs coverage?

Just you, or family members too? We’ll start by understanding who needs a plan and whether anyone already has access to other coverage.

What does your year look like?

Marketplace financial assistance can depend on estimated household income for the coverage year. If your earnings vary, that is an important detail to discuss and keep updated with the marketplace.

What matters in your care?

Your doctors, prescriptions, and budget help shape the questions we ask about each option. Coverage and assistance depend on eligibility and plan availability.

See the official HealthCare.gov guide for self-employed people. Financial assistance is based on eligibility and is not guaranteed.

For Pennsylvania residents, we can talk about Pennie and individual coverage options. For Michigan residents, we’ll focus on what’s relevant to your state.

Phone and remote appointments mean you can begin without taking a whole afternoon away from your business. In Pennsylvania, an in-person meeting may also be arranged.

We’ll confirm a time that works for both of us. There’s no appointment booked simply by sending a request.

Good questions, welcome here

The questions
behind the work.

A few things you might be wondering. If your question isn’t here, you can always ask.

Can I get individual coverage if I’m self-employed?

Self-employed people without employees may be able to enroll in individual marketplace coverage, depending on enrollment rules and eligibility. We’ll talk about your circumstances and where to start.

What if my income changes throughout the year?

Marketplace applications use an estimate for the coverage year. If that estimate changes, the marketplace may need an update. Christine can help you understand the insurance application questions; tax advice should come from a qualified tax professional.

Can my family be part of the conversation?

Absolutely. Tell Christine who needs coverage, and she’ll help you think through the questions relevant to your household.

Do you handle employee benefit plans?

This page focuses on personal health coverage for self-employed people. If you have employees, contact Christine first to confirm whether the coverage and services you need are within her scope.

A little more help

Individual & family health

A closer look at personal health coverage.

Let’s find a time to talk

Start with a call, an email, or an email-based callback request.

You don’t need all the answers to get started

Let’s make room
for your questions.

Tell me a little about where you are.
We’ll take the next step together.

Talk with Christine (267) 888-1028