Life changes.
Let’s look after
what matters.
A new job. A growing family. A change you didn’t plan for. Let’s talk about health coverage that fits this chapter of your life.
You’re more than a household size and a monthly budget.
Maybe you’d like to keep a doctor you trust. Maybe a medication is part of your everyday routine. Or maybe this is your first time looking for insurance outside of work.
We’ll start with those details, then look at the coverage options available in your area. My role is to help you understand what you’re comparing and what you may need to do next.
- Individual and family health insurance questions.
- Coverage changes after leaving a job or another plan.
- Help understanding costs, networks, and plan information.
- Guidance for self-employed people and independent workers.
Small details.
Real-life differences.
Who you can see
We’ll look at provider-network information and the doctors or facilities you hope to use. A familiar insurer name alone doesn’t confirm that a specific plan includes your doctor.
What you may pay
A monthly premium is one part of the picture. We’ll also look at deductibles, copays, coinsurance, and other out-of-pocket terms in the plan documents.
The care you use
Prescriptions, specialist visits, and ongoing care can affect which questions we need to ask. We’ll use your priorities to guide the conversation.
When you can enroll
Enrollment depends on the marketplace’s enrollment windows and, in some situations, qualifying life events. We’ll check the rules that apply before you make a change.
Pennie is Pennsylvania’s official health insurance marketplace.
For eligible Pennsylvania residents, Pennie is the place to explore marketplace health coverage and any financial help for which a household may qualify. Eligibility, enrollment opportunities, and the amount of assistance depend on individual circumstances.
If you live in Michigan, we’ll look at the appropriate options for Michigan — Pennie is for Pennsylvania.
Learn more directly from Pennie. Marketplace assistance and plan eligibility are not guaranteed.
You’re allowed
to ask.
A few things you might be wondering. If your question isn’t here, you can always ask.
I’m losing my job-based coverage. Where do I start?
Can you promise my doctor will be covered?
Is Pennie available in Michigan?
Do I need to send my income or medical details here?
Let’s make room
for your questions.
Tell me a little about where you are.
We’ll take the next step together.