Based in Elkins Park, PA · Here for Pennsylvania & MichiganLet’s talk: (267) 888-1028
Washington Benefits Group, LLCPersonal insurance guidance
Medicare guidance

A new chapter.
A clearer picture.

Medicare brings a lot of mail, unfamiliar words, and decisions. Let’s slow it down and talk about what it means for you.

Talk with Christine
Let’s start with your story.Turning 65? Leaving coverage through work? Helping someone you love? You don’t need to sort it all out before we talk.

Your doctors. Your prescriptions. Your everyday routine.

Those details matter. Before we get into plan names, I want to understand what’s important to you and what’s changing in your life.

Then we can look at your available options, the questions worth asking, and the timing of your next steps. If a term doesn’t make sense, we’ll pause and explain it.

  • Talk through what you want to understand about Medicare.
  • Review the doctors, hospitals, and medications that matter to you.
  • Compare available costs and coverage details, not just a monthly premium.
  • Check which enrollment rules may apply to your situation.
The big picture

Different paths.
Let’s understand them.

01

Original Medicare

Original Medicare includes Part A, hospital insurance, and Part B, medical insurance. People with Original Medicare can generally use providers that accept Medicare.

02

Medicare Advantage

Medicare Advantage is a private-plan alternative to Original Medicare. These plans include Part A and Part B coverage and usually prescription coverage. Provider networks, costs, and additional benefits vary.

03

Medicare Supplement

Also called Medigap, these policies work with Original Medicare to help pay certain out-of-pocket costs. They are not a supplement to Medicare Advantage. Availability and enrollment protections depend on your situation.

04

Prescription coverage

Part D helps cover prescription drugs. Whether a plan covers your medications — and at what cost — depends on its drug list, pharmacy arrangements, and other plan rules.

For official information, visit Medicare’s coverage options and Medigap basics. This is a general introduction, not a recommendation of a particular plan.

It can help to have the names of your current doctors, pharmacies, and medications nearby. If you’re leaving a job or retiring, make a note of when your current coverage is expected to end.

There’s no need to send that information through this website. We’ll talk about what’s needed and an appropriate way to share it.

You can also invite a family member or someone you trust to join our conversation.

Arrange a conversation
Good questions, welcome here

A little less
unknown.

A few things you might be wondering. If your question isn’t here, you can always ask.

Do I have to choose Medicare Advantage?
No. Original Medicare and Medicare Advantage are different ways to receive Medicare coverage. We can talk about the differences and the factors you want to consider.
Is Medicare Supplement the same as Medicare Advantage?
No. Medicare Supplement, or Medigap, works with Original Medicare. It does not pay the out-of-pocket costs of a Medicare Advantage plan.
Can I change plans whenever I want?
Not always. Enrollment opportunities depend on the type of coverage and your circumstances. Before making a change, we’ll check the relevant rules and dates.
Can my daughter, son, or another trusted person join our call?
Of course. Let Christine know who you’d like to include. We’ll make room for the people helping you think through your options.
A little more help

Dental & prescription plans

A closer look at the details that affect everyday care.

Talk with Christine

You don’t have to know which question to ask first.

You don’t need all the answers to get started

Let’s make room
for your questions.

Tell me a little about where you are.
We’ll take the next step together.

Talk with Christine (267) 888-1028